    /* 1. BASE & RESET */
    body {
      overflow-x: hidden;
    }
    
    .container {
      padding-left: 15px;
      padding-right: 15px;
    }
    
    /* 1. HERO SECTION */
    .hero-gradient { 
      background: linear-gradient(135deg, #1a2b4a 0%, #2d4573 50%, #324673 100%); 
      padding:100px 0 80px; 
      position:relative; 
      overflow:hidden; 
    }

    .hero-overlay {
      position:absolute; 
      top:0; 
      left:0; 
      right:0; 
      bottom:0; 
      opacity:0.1; 
      background-image: radial-gradient(circle at 20px 20px, rgba(255,255,255,0.15) 2px, transparent 2px); 
      background-size: 40px 40px;
    }

    .hero-wrapper { 
      max-width:1125px; 
      margin:0 auto; 
      position:relative; 
      z-index:1; 
    }

    .hero-title { 
      line-height:1.2; 
      margin:0 auto 28px; 
      color:#fff; 
    }

    .hero-title .title-main {
      font-size: 54px;
    }

    .gradient-text { 
      background: linear-gradient(135deg, #f26e35 0%, #ff874f 100%); 
      -webkit-background-clip: text; 
      -webkit-text-fill-color: transparent; 
      background-clip: text; 
      font-size: 54px;
    }

    .hero-subtitle { 
      color:#fff; 
      font-size:18px !important; 
      line-height:1.6; 
      margin:0 auto 16px; 
      font-weight:500; 
      max-width:700px;
    }

    .hero-description { 
      color:rgba(255,255,255,0.85); 
      font-size:18px; 
      line-height:1.7; 
      margin:0 auto 40px; 
      max-width:650px; 
    }

    .btn-hero { 
      display:inline-flex; 
      align-items:center; 
      gap:12px; 
      padding:18px 40px; 
      font-size:18px; 
      font-weight:700; 
      background: linear-gradient(135deg, #f26e35 0%, #ff874f 100%); 
      color:#fff; 
      border-radius:50px; 
      text-decoration:none; 
      transition: all 0.3s ease; 
      border:2px solid transparent; 
    }

    .btn-hero:hover {
      transform: translateY(-2px);
      filter: brightness(1.08);
      color: #fff;
      text-decoration: none;
    }

    .icon-info { 
      font-size:20px; 
    }

    .hero-info-wrapper { 
      margin-top:24px; 
      display:flex; 
      align-items:center; 
      justify-content:center; 
      gap:20px; 
      flex-wrap:wrap; 
      margin-bottom: -45px;
    }

    .hero-info-item { 
      display:flex; 
      align-items:center; 
      gap:8px; 
      color:#fff; 
      font-size:15px; 
    }

    .icon-success { 
      color:#4ade80; 
      font-size:18px; 
    }

    /* Mantém compatibilidade com classes antigas */
    .hero-x {
      background: linear-gradient(135deg, #1a2b4a 0%, #2d4573 50%, #324673 100%);
      padding: 100px 0 80px;
      position: relative;
      overflow: hidden;
    }

    .hero-x::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      bottom: 0;
      opacity: 0.1;
      background-image: radial-gradient(circle at 20px 20px, rgba(255,255,255,0.15) 2px, transparent 2px);
      background-size: 40px 40px;
      pointer-events: none;
    }

    .hero-x h1 {
      line-height: 1.2;
      margin-bottom: 18px;
    }

    .hero-content {
      position: relative;
      z-index: 2;
    }

    .kicker-x {
      display: inline-block;
      color: #fff;
      font-weight: 700;
      font-size: 13px;
      letter-spacing: 1px;
      padding: 8px 16px;
      margin-bottom: 18px;
      backdrop-filter: blur(10px);
    }

    .hero-p-primary {
      color: rgba(255,255,255,0.95);
      margin-bottom: 14px;
      letter-spacing: 0.3px;
      padding: 0 5px;
    }
    .hero-p-secondary {
      max-width: 880px;
      margin: 0 auto 30px;
      color: rgba(255,255,255,0.88);
      line-height: 1.7;
      padding: 0 5px;
    }
    
    /* 3. SECTIONS & LAYOUT */
    .section-x { 
      position: relative;
      padding: 60px 0;
    }
    
    .hero-x + .section-x {
      padding-top: 60px;
      padding-bottom: 60px;
    }
    
    .section-x h2 {
      margin-bottom: 16px;
      line-height: 1.3;
      color: #1e3a5f;
    }
    
    .section-x > .container > .row > .w100 > p.txt-center {
      margin-bottom: 32px;
      line-height: 1.7;
      color: #1e3a5f;
    }

    /* Section Backgrounds */
    .section-bg-light {
      background: linear-gradient(180deg, #f8fafc 0%, #fff 100%);
    }
    
    .section-bg-light-alt {
      background: linear-gradient(180deg, #f9fbff 0%, #fafcff 100%);
      position: relative;
    }
    
    .section-bg-light-alt2 {
      background: linear-gradient(135deg, #f9fbff 0%, #ffffff 100%);
    }
    
    .section-bg-white {
      background: #fff;
    }

    /* Section Typography */
    .section-title {
      color: #1e3a5f;
      margin-bottom: 12px;
      padding: 0 10px;
    }
    
    .section-subtitle {
      color: #5a6c85;
      max-width: 720px;
      margin-left: auto;
      margin-right: auto;
      padding: 0 10px;
    }
    
    /* 4. GRID SYSTEM */
    .grid { 
      display: grid; 
      gap: 24px; 
    }
    
    @media(min-width:992px){ 
      .grid-3 { 
        grid-template-columns: repeat(3,1fr); 
        gap: 28px; 
      }
      
      .card-x {
        animation: fadeInUp 0.6s ease-out;
      }
    }

    /* 3. CARDS */
    .card-x { 
      background: #fff; 
      border-radius: 18px; 
      padding: 16px; 
      transition: all .25s ease;
      position: relative;
      overflow: hidden;
      text-align: left;
    }
    
    .card-x:hover {
      transform: translateY(-5px);
      border-color: #dbe6ff;
    }
    
    .card-x::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 4px;
      background: linear-gradient(90deg, #f26e35, #ff874f);
      opacity: 0;
      transition: opacity .25s ease;
    }
    
    .card-x:hover::before {
      opacity: 1;
    }
    
    .card-x h3 { 
      margin: 0 0 6px 0;
      color: #374151;
      font-size: 18px;
      font-weight: 700;
    }
    
    .card-x .card-header-wrap {
      display: flex;
      align-items: center;
      gap: 14px;
      margin-bottom: 10px;
    }
    
    .card-x p {
      font-size: 14px !important;
      line-height: 1.5;
      padding-left: 15px;
      padding-right: 0;    
    }
    
    .card-x .fa-icon { 
      font-size: 22px; 
      color: #324673;
      flex-shrink: 0;
    }

    .card-x:hover .fa-icon {
      color: #f26e35;
    }
    
    /* Card Variants */
    .benefits-card .fa-icon,
    .advantage-card .fa-icon,
    .support-card .fa-icon {
      color: #324673;
    }
    
    .benefits-card:hover,
    .advantage-card:hover,
    .support-card:hover {
      border-color: #324673;
    }
    
    .benefits-card::before,
    .advantage-card::before,
    .support-card::before {
      background: linear-gradient(90deg, #324673, #4a5b82);
    }
    
    /* 6. TIMELINE */
    .timeline {
      position: relative;
      margin: 20px auto 0;
      max-width: 900px;
    }

    .timeline:before {
      content: "";
      position: absolute;
      left: 22px;
      top: 0;
      bottom: 0;
      width: 3px;
      background: linear-gradient(180deg, #2d5a8c, #3a7bc8);
      border-radius: 3px;
    }

    .tl-item {
      position: relative;
      padding: 0 0 28px 60px;
    }

    .tl-item:last-child {
      padding-bottom: 0;
    }

    .tl-dot {
      position: absolute;
      left: 12px;
      width: 22px;
      height: 22px;
      border-radius: 50%;
      background: linear-gradient(135deg, #f26e35, #ff874f);
      border: 3px solid #fff;
    }

    .tl-head {
      display: flex;
      align-items: center;
      gap: 10px;
    }

    .tl-head i {
      font-size: 20px;
      color: #2d5a8c;
    }

    .tl-title {
      font-weight: 700;
      color: #374151;
      font-size: 18px;
    }

    /* 7. FAQ */
    .faq { 
      background: #fff; 
      border-radius: 20px; 
      padding: 32px; 
      max-width: 900px;
      margin: 32px auto 0;
    }
    
    .faq-item { 
      border-bottom: 1px solid #f0f3ff; 
      padding: 8px 0;
      color: #1e3a5f;
    }
    
    .faq-item:last-child {
      border-bottom: none;
    }
    
    .faq-q { 
      cursor: pointer; 
      padding: 18px 0; 
      font-weight: 600; 
      display: flex; 
      align-items: center; 
      justify-content: space-between; 
      transition: color .2s ease;
      line-height: 1.5;
      background: none;
      border: none;
      width: 100%;
      text-align: left;
      color: inherit;
    }
    
    .faq-q:hover,
    .faq-q:focus-visible {
      outline: none;
    }
    
    .faq-a { 
      display: none; 
      padding: 0 0 20px; 
      color: #555; 
      line-height: 1.7;
    }
    
    .faq-arrow { 
      color: #324673; 
      transition: transform .3s ease; 
      margin-left: 12px; 
      font-size: 14px;
    }
    
    .faq-item.open .faq-arrow { 
      transform: rotate(180deg); 
    }

    /* 8. BUTTONS & CTAs */
    .btn-cta-main {
      display: inline-flex;
      align-items: center;
      gap: 12px;
      padding: 14px 26px;
      border-radius: 10px;
      background: linear-gradient(135deg, #f26e35 0%, #ff874f 100%);
      color: #fff;
      font-weight: 800;
      border: 0;
      text-decoration: none;
      transition: all .3s ease;
    }

    .btn-cta-main:hover {
      transform: translateY(-2px) scale(1.02);
      color: #fff;
    }

    .btn-cta-main i {
      font-size: 20px;
    }

    .btn-cta-final {
      font-size: 17px;
      padding: 16px 32px;
    }
    
    .cta-wrap {
      display: flex;
      gap: 14px;
      flex-wrap: wrap;
      margin-top: 22px;
    }

    .cta-wrap-centered {
      justify-content: center;
      margin-top: 32px;
    }

    .cta-final-title {
      line-height: 1.2;
      margin-bottom: 20px;
      padding: 0 10px;
    }
    
    .cta-final-text {
      max-width: 700px;
      margin: 0 auto 32px;
      line-height: 1.7;
      color: #1e3a5f;
      padding: 0 10px;
    }

    .cta-features {
      margin-top: 24px;
      display: flex;
      gap: 24px;
      justify-content: center;
      flex-wrap: wrap;
      align-items: center;
      padding: 0 10px;
    }
    
    .cta-feature-item {
      color: #324673;
      font-weight: 600;
      white-space: nowrap;
    }
    
    .cta-feature-icon {
      margin-right: 6px;
    }

    /* 9. TESTIMONIALS */
    .testimonial-grid {
      margin-top: 32px;
      align-items: stretch;
    }
    
    .testimonial-item {
      height: 95%;
    }
    
    .testimonial-card {
      background: #fff;
      border-radius: 16px;
      padding: 5px;
      border: 2px solid #e8edf5;
      height: 100%;
      display: flex;
      flex-direction: column;
    }
    
    .testimonial-content {
      flex: 1;
      display: flex;
      flex-direction: column;
    }
        
    .testimonial-icon-wrapper {
      width: 35px;
      height: 35px;
      border-radius: 35%;
      display: flex;
      align-items: center;
      justify-content: center;
    }
    
    .testimonial-icon {
      color: #fff;
      font-size: 16px;
    }
    
    .testimonial-text {
      line-height: 1.6;
      color: #1e3a5f;
      font-weight: 500;
      margin: 17px;
    }
    
    .testimonial-footer {
      display: flex;
      align-items: center;
      padding-top: 0px;
      border-top: 2px solid #e8edf5;
      margin-top: 10px;
      margin-bottom: 20px;
      margin-left: 20px;
    }
    
    .testimonial-footer-item {
      flex: 1;
      margin-top: 10px;
      margin-bottom: 5px;
    }
    
    .testimonial-link {
      color: #1e3a5f;
      text-decoration: none;
    }
    
    .testimonial-link:hover {
      color: #1e3a5f;
      text-decoration: none;
    }

    .fa-solid, .fas {
      color: #324673;
    }

    /* 10. UTILITIES */
    .mt48 {
      margin-top: 48px;
    }
    
    .text-primary-dark {
      color: #1e3a5f;
    }
    
    .clear-both {
      clear: both;
    }

    /* 11. ANIMATIONS */
    @keyframes fadeInUp {
      from {
        opacity: 0;
        transform: translateY(20px);
      }
      to {
        opacity: 1;
        transform: translateY(0);
      }
    }

    /* 12. RESPONSIVE */
    @media(max-width:768px) {
      .section-x { 
        padding: 50px 0; 
      } 
      
      .hero-x + .section-x {
        padding-top: 50px;
        padding-bottom: 25px;
      }
      
      .hero-x {
        margin-top: 15px;
      }
      
      .hero-title { 
        font-size: 28px !important; 
        line-height: 1.2 !important;
        word-wrap: break-word;
        overflow-wrap: break-word;
      }
      
      .hero-title .title-main {
        font-size: 28px !important;
      }
      
      .gradient-text {
        font-size: 28px !important;
      }
      
      .hero-subtitle {
        color:#fff; 
        font-size:22px; 
        line-height:1.6; 
        margin:0 auto 16px; 
        font-weight:500; 
        max-width:700px; 
      }
      
      .hero-description {
        font-size: 18px !important;
        word-wrap: break-word;
      }
      
      .kicker-x {
        font-size: 10px;
        padding: 5px 10px;
        letter-spacing: 0.5px;
      }
      
      .btn-hero {
        padding: 14px 28px;
        font-size: 16px;
      }
      
      .hero-info-wrapper {
        margin-bottom: 0;
      }
      
      .section-x h2 { 
        font-size: 22px !important; 
        word-wrap: break-word;
      }
      
      .section-x > .container > .row > .w100 > p.txt-center {
        font-size: 15px !important;
      }
      
      .card-x { 
        padding: 16px; 
      }
      
      .card-x h3 {
        font-size: 16px !important;
      }
      
      .card-x p {
        font-size: 14px !important;
        line-height: 1.5;
      }
      
      .card-x .card-header-wrap {
        align-items: center;
        gap: 12px;
      }
      
      .card-x .fa-icon {
        font-size: 20px;
        line-height: 1;
      }
      
      .card-x h3 {
        line-height: 1.3;
        margin: 0;
      }
      
      .btn-cta-main { 
        padding: 12px 18px; 
        font-size: 13px; 
        margin-bottom: 15px;
      }
      
      .btn-cta-main i {
        font-size: 16px;
      }
      
      .cta-wrap {
        position:relative; 
        z-index:1; 
      }
      
      .cta-wrap a {
        width: 100%;
        justify-content: center;
      }
      
      .timeline {
        margin-top: 20px;
        padding-left: 0;
      }
      
      .timeline:before {
        left: 12px;
      }
      
      .tl-item {
        padding-left: 30px;
        padding-right: 0;
      }
      
      .tl-dot {
        left: 4px;
        width: 16px;
        height: 16px;
      }
      
      .tl-head {
        flex-wrap: wrap;
      }
      
      .tl-head i {
        font-size: 16px;
      }
      
      .tl-title {
        font-size: 15px !important;
      }
      
      .faq { 
        padding: 16px; 
        margin-top: 20px;
      }
      
      .faq-q {
        font-size: 14px;
        padding: 14px 0;
      }
      
      .faq-a {
        font-size: 13px;
      }
      
      .grid {
        gap: 16px;
      }
      
      img, video, iframe, table {
        max-width: 100%;
        height: auto;
      }
    }
    
    @media(max-width:480px) {
      .hero-title {
        font-size: 28px !important;
      }
      
      .hero-title .title-main {
        font-size: 32px !important;
      }
      
      .gradient-text {
        font-size: 30px !important;
      }
      
      .hero-subtitle {
        color:#fff; 
        font-size:22px; 
        line-height:1.6; 
        margin:0 auto 14px; 
        font-weight:500; 
        max-width:700px; 
      }
      
      .hero-description {
        font-size: 18px !important;
      }
      
      .hero-x {
        padding: 80px 0 30px;
        margin-top: 15px;
      }
      
      .btn-hero {
        padding: 24px 24px;
        font-size: 18px;
      }
      
      .section-x {
        padding: 30px 0;
      }
      
      .section-x h2 {
        font-size: 20px !important;
      }
      
      .card-x {
        padding: 14px;
      }
      
      .grid {
        gap: 12px;
      }
      
      .grid.grid-3 > div {
        padding: 5px 5px;
        margin-bottom: 10px;
        margin-top: 10px;
      }
      
      .grid.grid-3 > div > div {
        font-size: 14px !important;
        line-height: 1.5;
        padding-left: 15px;
        padding-right: 0;      
      }
      
      .card-x .card-header-wrap {
        align-items: center;
        gap: 12px;
      }
      
      .card-x .fa-icon {
        font-size: 20px;
        line-height: 1;
      }
      
      .card-x h3 {
        line-height: 1.3;
        margin: 0;
      }
    }
